Short Termcar Insurance Agents
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Should you be looking for car insurance and have bad credit, then in the vast majority circumstances this should not have an effect the motor insurance premium that they charge you.
The majority of motor insurance providers are only interested in your motoring history, for instance, whether you have convictions and how many years that you have not submitted a claim etc.
This is how the car insurance companies figure out your specific premium, by taking into account your motoring history.
Your financial history does not matter to them as long as you can pay the payments.
The one possible difference might be that the insurer could ask you to pay out the total beforehand as opposed to providing you with a monthly automatic deduction opportunity.
Keep in mind that all but a few motor insurers - similar to house insurers - perform searches on your credit file. However, this is only for the prevention of fraud which is done routinely for everyone who applies. The check will substantiate your identity. For instance, the insurer can find out that you are reported to be living at the same address that you claimed on your insurance application.
These searches will not have an effect your credit score down the road.
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